Voyager World Elite Credit Card
No salary transfer needed
Free for the first year (page also lists joining fee NIL; KFS 05/2026 lists an AED 2,098.95 joining fee)
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
What it costs.
- Annual fee
- AED 1,575
- Fee note
- Free for the first year (page also lists joining fee NIL; KFS 05/2026 lists an AED 2,098.95 joining fee)
- Monthly rate
- 3.25%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 46.8%
- Minimum salary
- AED 25,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Welcome offer: up to 150,000 Voyager Miles on AED 70,000 spend within the first 3 billing statements
- Earn 12 Voyager Miles per AED 1 on the Voyager Travel Portal; 6 Miles per AED 1 on other travel bookings; 1 Mile per AED 1 on retail
- Unlimited complimentary access to 1,000+ airport lounges worldwide
- Complimentary international Meet & Greet at 90 airports via Diamond Air
- 3 complimentary immigration fast track services per year (EU, Turkey and Asia airports)
- Complimentary domestic (Dubai/Abu Dhabi) and international airport transfers
- Complimentary travel visa services via OneVasco
- Complimentary golf at select UAE courses (bank estimates AED 7,200 annual savings)
- Movie experiences, year-round dining offers and valet parking in Abu Dhabi
- Voyager Miles transferable to partner airlines and hotels
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.