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TravelVisa
ADIB
Booking.com Visa Signature Card
IslamicNo salary transfer needed
Min. salary
AED 10,000
Annual fee
AED 313.95
Monthly rate
3.75%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
55.5%
No standard waiver
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 313.95
- Fee note
- No standard waiver
- Monthly rate
- 3.75%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 55.5%
- Minimum salary
- AED 10,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Extra 10% discount on select hotels via Booking.com Genius Program, with free upgrade to Genius Member status
- 0.5 Exceed Rewards per AED 100 spent within UAE
- 1.0 Exceed Rewards per AED 100 (or equivalent) spent internationally (0.125 in EEA countries)
- 2.5 Exceed Rewards per AED 100 airline spends, capped at 50 Exceed Rewards per transaction and 150 Exceed Rewards a month
- 0.125 Exceed Reward per AED 100 on Specific Merchants (supermarkets, government services, utilities, education, petrol, real estate, public transport, Salik, charities)
- Unlimited airport lounge access for the cardholder to over 900+ lounges (Visa Airport Companion)
- Free valet parking two times a month through Valtrans at key UAE locations (standard parking only)
- 24-hour concierge service
- Multi-trip travel cover for cardholder, spouse and up to 5 children (age limit 75)
- Purchase protection up to USD 2,500 per occurrence (USD 4,000 annual aggregate) and 24-month extended warranty
- Optional Covered Card Takaful protection (death, disability, critical illness, job loss)
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.