Traveller Credit Card

No salary transfer needed

Min. salary

AED 20,000

Annual fee

AED 1,575

Monthly rate

3.69%

Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.

54.5%

AED 1,575 Aspire, AED 787.50 Privilege/Excellency

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01Fees & rates

What it costs.

Annual fee: AED 1,575
Fee note: AED 1,575 Aspire, AED 787.50 Privilege/Excellency
Monthly rate: 3.69%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.: 54.5%
Minimum salary: AED 20,000
Salary transfer: Not required

Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.

02Rewards & perks

What you get.

AED 2,000 Expedia.ae hotel stay welcome voucher when you pay the annual fee and spend AED 15,000 within 60 days of issuance
10% cashback on airline tickets (any airline, AED and non-AED spends)
10% cashback on hotel stays worldwide (AED and non-AED spends)
50% cashback on movie tickets purchased online (AED)
1.5% cashback on all other domestic AED spends
Maximum monthly cashback of AED 1,500; minimum retail spend of AED 5,000 per month required; international non-travel spends not eligible
0% foreign currency fees
14 complimentary visits per year to 1,200+ airport lounges for primary and supplementary cardholders plus 1 guest per visit
Complimentary golf all year at Arabian Ranches Golf Club and Abu Dhabi Golf Club (min AED 5,000 monthly spend)
GHA DISCOVERY Titanium hotel membership at 500+ luxury hotels (upgrades, early check-in, late check-out)
Complimentary multi-trip travel insurance including medical cover and car rental collision/loss damage waiver
Mastercard World Elite Travel & Lifestyle Concierge

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Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.