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Travel
Emirates NBD
Dnata Platinum Credit Card
No salary transfer needed
Min. salary
AED 5,000
Annual fee
AED 525
Monthly rate
3.69%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
54.5%
No standard waiver
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 525
- Fee note
- No standard waiver
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 5,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Introductory offer up to 1,000 dnata points: 500 on payment of joining fee + 500 on AED 10,000 retail spend in first 3 billing statements
- 15% dnata Points at Costa Coffee, City Sightseeing, Giraffe
- 10% dnata Points at dnata Travel, MMI, Al Hamra Cellar, Arabian Adventures, Le Clos
- 5% dnata Points on Duty Free shopping
- 1% dnata Points on all other retail spends
- Complimentary lounge access with Mastercard Travel Pass (app registration required from 1 May 2025)
- 0% easy instalment plans (3-24 months) at participating merchants
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.