Etihad Guest Premium Credit Card
IslamicNo salary transfer needed
Two AMF options: AED 1,575 (with 25,000-mile welcome bonus) or AED 2,625 (with 55,000-mile welcome bonus); no waiver
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
What it costs.
- Annual fee
- AED 2,625
- Fee note
- Two AMF options: AED 1,575 (with 25,000-mile welcome bonus) or AED 2,625 (with 55,000-mile welcome bonus); no waiver
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 20,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Welcome bonus up to 55,000 Etihad Guest Miles upon payment of Annual Membership Fee (option 1: 25,000 miles / AED 1,500 + VAT; option 2: 55,000 miles / AED 2,500 + VAT)
- Earn 3.5 Etihad Guest Miles per USD 1 on Etihad Airways, up to 3 international, 2 on EEA/UK, up to 2 domestic
- 1 Etihad Guest Tier Mile per USD 1, capped at 50,000 Tier Miles per membership year
- Fast-track to Etihad Guest Gold Tier for 12 months on AED 4,500 Etihad Airways spend within 12 months of issuance
- Up to two 60% Etihad Guest Miles discount vouchers on AED 165,000 and AED 300,000 anniversary-year spends
- 4 complimentary airport transfers to/from Abu Dhabi airport
- Unlimited complimentary access to 1,200+ airport lounges worldwide with a guest (Visa Airport Companion)
- Unlimited complimentary golf at Arabian Ranches, Track Meydan or Yas Links (AED 10,000 monthly retail spend)
- Up to 2 complimentary Marhaba Silver/Salam Basic Meet & Greet services per year (AED 5,000 monthly spend)
- 50% cashback on cinema tickets, max AED 100/month (AED 5,000 monthly spend); multi-trip travel takaful; Etihad inflight Wi-Fi vouchers
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.