Etihad Guest Platinum Credit Card

IslamicNo salary transfer needed

Min. salary

AED 5,000

Annual fee

AED 208.95

Monthly rate

3.69%

Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.

54.5%

No standard waiver; welcome bonus miles awarded upon payment of Annual Membership Fee

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01Fees & rates

What it costs.

Annual fee: AED 208.95
Fee note: No standard waiver; welcome bonus miles awarded upon payment of Annual Membership Fee
Monthly rate: 3.69%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.: 54.5%
Minimum salary: AED 5,000
Salary transfer: Not required

Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.

02Rewards & perks

What you get.

Welcome bonus of 5,000 Etihad Guest Miles upon payment of Annual Membership Fee
Earn 2 Etihad Guest Miles per USD 1 on Etihad Airways and on online/mobile-wallet transactions
Up to 1.5 Miles per USD 1 international, 1 Mile on EEA/UK, up to 1 Mile domestic
1 Etihad Guest Tier Mile per USD 1 spent
10% Etihad Guest Miles discount voucher yearly with card spends
2 complimentary Etihad inflight Wi-Fi vouchers per year
Access to 1,200+ airport lounges via Visa Airport Companion (first visit per calendar year free; then USD 1 FX-spend rule, else USD 32 per visit)
2 complimentary golf rounds per month at Arabian Ranches, Jebel Ali or Abu Dhabi Golf Club (AED 5,000 monthly retail spend)
2 complimentary Marhaba Silver/Salam Basic Meet & Greet services per year (AED 3,000 monthly spend)
50% cashback on movie tickets (AED 5,000 monthly spend; capped)

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Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.