← All 169 cards
Premium
National Bank of Umm Al Quwain (NBQ)
Infinite Credit Card
No salary transfer needed
Min. salary
AED 30,000
Annual fee
AED 1,050
Monthly rate
2.49%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
34.3%
No standard waiver
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 1,050
- Fee note
- No standard waiver
- Monthly rate
- 2.49%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 34.3%
- Minimum salary
- AED 30,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Invitation-only Visa Infinite card with the bank's highest spending limit
- Priority Pass lounge access at over 1,300 airport lounges worldwide (KFS: 1,200+ lounges in 143 countries)
- LoungeKey airport lounge access
- 24/7 concierge services
- Discounts on hotel bookings
- Free worldwide travel insurance
- Up to 55 days interest-free credit
- 1 free supplementary card (second supplementary onwards AED 500)
- Free card replacement and free PIN reissuance (AED 78.75 / AED 52.50 on Gold and Platinum)
- Contactless Tap & Go, no PIN needed up to AED 500
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.