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Citibank
Citi Prestige Credit Card
No salary transfer needed
Min. salary
AED 30,000
Annual fee
AED 1,575
Monthly rate
3.69%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
54.5%
No standard waiver
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 1,575
- Fee note
- No standard waiver
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 30,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Welcome offer: AED 600 statement credit on AED 15,000 spend within 60 days
- 3 ThankYou Points per USD 1 on non-AED spend; 2 points per USD 1 on AED spend
- 10,000 bonus ThankYou Points annually post payment of annual fee
- 4th night free at any hotel worldwide, unlimited
- Airport lounge access: 1,200 lounges via Mastercard Travel Pass app, 14 visits per year plus one free guest per visit, subject to non-AED spend
- Golf: unlimited rounds on weekdays and 1 free weekend round per month
- Valet parking: 2 services per month at select Valtrans locations
- Cinema: 6 buy-1-get-1-free movie tickets per month (4 at VOX, 2 at Reel)
- Talabat: 20% discount (up to AED 14) once a month
- Travel accident and medical insurance; purchase protection up to USD 20,000 per year (items damaged/stolen within 90 days)
- Earn restrictions (KFS): 25% AED points rate on Govt Services, Utilities, Telecom, Education, Insurance, Real Estate, Transit and Transport; 50% non-AED rate on EEA-currency spend; no earn on utility bills via Citibank channels
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.