Visa Infinite Credit Card

No salary transfer needed

Min. salary

AED 30,000

Annual fee

AED 1,575

Monthly rate

3.25%

Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.

46.8%

No standard waiver stated

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Applying happens on the bank's site. Himma may earn a commission at no cost to you.

01Fees & rates

What it costs.

Annual fee: AED 1,575
Fee note: No standard waiver stated
Monthly rate: 3.25%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.: 46.8%
Minimum salary: AED 30,000
Salary transfer: Not required

Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.

02Rewards & perks

What you get.

Up to 2 Plus Points for every AED 100 spend; 0.4% Points for supermarkets, groceries, insurance and car dealerships; 0.2% for fuel, utilities, real estate and education
Instant Plus Points redemption at key merchant outlets
Complimentary access to over 1,000 airport lounges via the Visa Airport Companion App
Buy 1 get 1 free movie tickets at VOX and Reel Cinemas
Up to 20% off entertainment venues (including 15% off Snow Park tickets and 20% off Fun Pass)
Complimentary golf at top UAE courses (AED 30 booking processing fee)
4 complimentary valet parking services per month at selected Abu Dhabi locations
Concierge services and free insurance for big purchases
0% Easy Payment Plans at select merchant outlets

→Similar cards

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Citi Prestige Credit Card

Min. salary: AED 30,000Annual fee: AED 1,575

Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.