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PremiumVisa
Emirates NBD
Priority Banking Visa Infinite Credit Card
No salary transfer needed
Min. salary
AED 50,000
Annual fee
AED 1,575
Monthly rate
3.25%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
46.8%
Free for the first year
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 1,575
- Fee note
- Free for the first year
- Monthly rate
- 3.25%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 46.8%
- Minimum salary
- AED 50,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Up to 5% Plus Points: 5% on transactions of AED 5,000+, 2% on AED 2,500-4,999, 1% below AED 2,500
- 1% Plus Points on supermarkets, groceries, fuel, utilities, education, EU spends etc. (capped at 1,000 points per statement cycle; EU spends capped at 500 points)
- Maintain AED 50,000 quarterly spends for a chance to win AED 5,000 cashback
- Complimentary access to premium beach clubs and gyms at 5-star UAE properties
- Free golf in the UAE and up to 40% discount at premium golf courses worldwide
- Airport transfers up to 4 drops a year and local courier up to 12 times a year in the UAE
- 4 complimentary valet parking services per month at selected Abu Dhabi locations
- Plus Points never expire
- Restricted to existing Priority Banking customers
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.