Visa Infinite Card
No salary transfer needed
Free for the first year; no annual fee in subsequent years when you spend over AED 100,000 per annum on the card
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
What it costs.
- Annual fee
- AED 787.5
- Fee note
- Free for the first year; no annual fee in subsequent years when you spend over AED 100,000 per annum on the card
- Monthly rate
- 3.85%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 57.4%
- Minimum salary
- AED 15,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Earn CBD Rewards Points on every spend: up to 3 points per AED 1 on international spend and up to 2.5 points per AED 1 on domestic spend
- Redeem points for Emirates Skywards Miles, Etihad Miles, cashback, airline tickets, hotel bookings, electronics and gift vouchers
- 12 complimentary airport lounge visits per calendar year at 1,000+ lounges via Visa Airport Companion App (1st and 2nd visits free, or 1st with a guest; subsequent visits need min USD 1 international spend; excess visits USD 32 per person)
- 4 complimentary rounds of golf per month at The Track Meydan and Arabian Ranches Golf clubs, subject to calendar-month retail spends of AED 10,000
- 50% discount on 6 cinema tickets at VOX cinemas per calendar month
- Complimentary Valtrans valet parking 3 times per month at Dubai International Airport (T1 and T3), Al Maktoum International Airport and more locations
- Multi-trip travel insurance for cardholder and family, 90 days from date of travel
- Purchase protection and extended warranty (doubles the original manufacturer's warranty up to 1 year)
- Up to 8% discount at Booking.com and up to 12% at Agoda.com
- Emaar attractions: 20% off admission tickets (KidZania, Dig It, E-Kart Zabeel, Dubai Aquarium), 15% off Dubai Ice Rink, VR Park bonus credits
- 2-for-1 offers via the Xperience app with the ENTERTAINER powered by Visa
- Supplementary cards free for life
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.