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Everyday
HSBC
Global Private Banking Credit Card
No salary transfer needed
Min. salary
–Not published in the catalogue yet; it is not zero.
Annual fee
AED 0
Monthly rate
3.69%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
54.5%
Free for life
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 0
- Fee note
- Free for life
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- –Not published in the catalogue yet; it is not zero.
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Earn up to 2.5 Points for every AED 1 spent on travel, plus Points on retail, online and foreign-currency spending
- 14 complimentary airport lounge visits a year for you and a guest to over 1,200 lounges worldwide (Mastercard Travel Pass; additional guests USD 32)
- International concierge for luxury travel planning, fine dining and exclusive events
- Buy 1 Get 1 Free movie tickets every month and up to 25% off cinema food and drink
- Travel inconvenience insurance, travel medical cover and rental car collision/loss damage waiver when trips are booked on the card
- Complimentary Zomato Gold membership and 12-month Careem Plus subscription
- Global Hotel Alliance membership benefits
- Up to 7% back as wallet credits on hotel bookings (booking partner offer)
- No over-limit fee (tariff: over limit fee No Fees for Private Bank Credit Card)
- Up to 56 days interest free on purchases when the balance is paid in full
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Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.