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Co-brand rewards
First Abu Dhabi Bank
SHARE Platinum Credit Card
No salary transfer needed
Min. salary
AED 5,000
Annual fee
AED 0
Monthly rate
3.99%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
59.9%
Free for life
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 0
- Fee note
- Free for life
- Monthly rate
- 3.99%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 59.9%
- Minimum salary
- AED 5,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- 4% back in SHARE points at Carrefour
- 4% at Mall of the Emirates and City Centres malls
- 4% on mall experiences (VOX Cinemas, Ski Dubai, Magic Planet and more at MAF malls)
- 1% back in SHARE points on international spends
- 0.75% on other UAE spends; 0.15% at selected merchants (utilities, fuel, other supermarkets)
- Earning capped at AED 2,500 spend (25,000 SHARE points) per month or up to credit limit, whichever is lower
- 2-for-1 VOX Cinemas standard tickets, once per calendar month (online/app bookings)
- Special Visa lifestyle and travel offers
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.