← All 169 cards
RewardsVisa
First Abu Dhabi Bank
Rewards Active Credit Card
No salary transfer needed
Min. salary
AED 5,000
Annual fee
AED 315
Monthly rate
3.99%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
59.9%
No standard waiver
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 315
- Fee note
- No standard waiver
- Monthly rate
- 3.99%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 59.9%
- Minimum salary
- AED 5,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- 5 FAB Rewards per AED 1 on sports-related spending (sporting clubs, memberships, apparel, gear)
- Up to 2 FAB Rewards per AED 1 on all other spending in UAE and abroad (selected categories earn 0.5)
- FAB Rewards earning capped at 50,000 FAB Rewards per month
- Free access to more than 25 gyms and fitness classes in the UAE
- Free fitness payment ring linked to the card (free for life, issued once per primary cardholder)
- 25 FAB Rewards for every 1,000 daily steps via STEPPI in the FAB app (min 6,000 steps/day; capped at 10,000 steps/day)
- Free access to over 25 airport lounges globally, 4 times a year (spend USD 1 on the card)
- Up to 20% off online purchases at Sun & Sand Sports
- Up to 20% off one Talabat food or grocery delivery each month (promo code MASTERCARD)
- Three months of free TOD streaming (minimum spend applies)
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.