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Co-brand rewardsMastercard
First Abu Dhabi Bank
du Titanium Credit Card
No salary transfer needed
Min. salary
AED 5,000
Annual fee
AED 0
Monthly rate
3.99%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
59.9%
Free for life
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 0
- Fee note
- Free for life
- Monthly rate
- 3.99%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 59.9%
- Minimum salary
- AED 5,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- 15% back in FAB Rewards on all du spending (data packages, new devices, prepaid and postpaid plans), capped at 167,000 FAB Rewards per month; requires min AED 2,500 spend in the previous month
- 1 FAB Reward per AED 1 on all other spending at home and abroad, capped at 50,000 FAB Rewards per month
- 0% interest easy payment plans on du purchases and plans
- FAB Rewards redeemable against du bill payments, retail, dining and miles
- Up to 20% off Talabat orders
- Airport lounge access on flight delays via the Mastercard Travel Pass app
- Cinema ticket offers at VOX, Reel, Cine Royal and Star Cinemas
- Car rental discounts and Mastercard Priceless travel benefits
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.