Visa Platinum Credit Card
No salary transfer needed
Standard Platinum fee AED 735 per price guide; product page currently advertises 'Exclusive current offer: No Annual Fees'
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
What it costs.
- Annual fee
- AED 735
- Fee note
- Standard Platinum fee AED 735 per price guide; product page currently advertises 'Exclusive current offer: No Annual Fees'
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 12,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- 1.5 Plus Points for every AED 100 spend
- 0.4% Points for supermarkets, groceries, insurance and car dealership spends; 0.2% for fuel, utility bills, real estate and education
- Bon Appetit: up to 30% discount at over 2,000 restaurants across the UAE
- LiveWell: up to 50% discount on health and fitness
- Free insurance for big purchases
- Interest-free period up to 55 days on retail purchases
- 0% instalment plans over 3, 6, 12 or 24 months at participating merchants
- Currently no annual fees (exclusive current offer)
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.