SHARE Visa Infinite Credit Card

No salary transfer needed

Min. salary

AED 30,000

Annual fee

AED 1,575

Monthly rate

3.25%

Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.

46.8%

Joining fee refunded on AED 40,000 spend in the first 3 months

Apply at the bank ↗

Applying happens on the bank's site. Himma may earn a commission at no cost to you.

01Fees & rates

What it costs.

Annual fee: AED 1,575
Fee note: Joining fee refunded on AED 40,000 spend in the first 3 months
Monthly rate: 3.25%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.: 46.8%
Minimum salary: AED 30,000
Salary transfer: Not required

Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.

02Rewards & perks

What you get.

Welcome bonus of 10,000 SHARE Points (AED 1,000) on AED 40,000 spend in the first 3 months
Joining fee back on completing AED 40,000 spend in the first 3 months
8% back as SHARE Points at Mall of the Emirates, all City Centre malls and Carrefour
1.5% back as SHARE Points on all other retail, online and international spends
0.375% on groceries/fast food/insurance/car dealerships (outside SHARE) and EU/UK spends; 0.15% on petroleum, transit, government, utilities, real estate, education, telecom
10 SHARE Points = AED 1, instant redemption at 5,000+ stores and 18 malls
Buy 1 get 1 free movie tickets at VOX Cinemas
Free golf at top UAE courses (Abu Dhabi Golf Club, Trump International, Arabian Ranches) and up to 40% off worldwide
Complimentary airport lounge access via the Visa Airport Companion app
Concierge desk services

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Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.