Manchester United Credit Card
No salary transfer needed
Exclusive current offer: No Annual Fees (product-page promo; standard AED 262.50 per price guide)
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
What it costs.
- Annual fee
- AED 262.5
- Fee note
- Exclusive current offer: No Annual Fees (product-page promo; standard AED 262.50 per price guide)
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 5,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- RED Points on all spends: 10x points at sports goods stores, 5x on dining, 2x on international spends (earning caps apply)
- Manchester United Home Jersey on AED 2,000 spend within first 30 days of activation
- Manchester United RED Box official merchandise on AED 6,000 spend in 3 months
- Top-spender rewards: monthly signed jerseys/50,000 RED Points, quarterly fully paid trips to watch matches live, yearly Old Trafford training and hospitality trips
- 10% discount at Red Café Old Trafford, 20% off Manchester United Stadium and Museum tour, 10% off Official Membership
- Anniversary gift on AED 250,000 annual spend
- 0% Easy Payment Plans at select merchants; utility bill payments facility
- Closed to new applications since 1 June 2025; existing cardholders keep all benefits
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.