Darna Visa Signature Credit Card
No salary transfer needed
Free for life for a limited time only (current product-page promo; standard fee AED 315)
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
What it costs.
- Annual fee
- AED 315
- Fee note
- Free for life for a limited time only (current product-page promo; standard fee AED 315)
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 12,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Welcome bonus: 3,000 Darna Points on AED 15,000 spend in first 3 months
- 7.5% value back as Darna Points on spends at Aldar destinations (Yas Mall, Yas Island theme parks, hotels, spas, golf courses)
- 1% value back as Darna Points on spends outside Aldar destinations
- Automatic Darna Gold tier: up to 30% off hotel stays and 20% off dining at select hotels, discounts on golf, padel and country clubs
- Complimentary airport lounge access via Visa Airport Companion App
- Buy 1 get 1 free movie tickets at VOX Cinemas (min spend applies)
- Complimentary roadside assistance (recovery, towing, fuel delivery, battery boost)
- 0% Installment Plan at no cost across Aldar Education & Property
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.