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Co-brand rewardsVisa
Emirates Islamic
Amazon Platinum Credit Card
IslamicNo salary transfer needed
Min. salary
AED 5,000
Annual fee
AED 0
Monthly rate
3.69%
Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
54.5%
Free for life
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
01Fees & rates
What it costs.
- Annual fee
- AED 0
- Fee note
- Free for life
- Monthly rate
- 3.69%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 54.5%
- Minimum salary
- AED 5,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
02Rewards & perks
What you get.
- Welcome bonus up to AED 500 Amazon Reward Points (AED 250 on AED 10,000 retail + AED 250 on AED 2,500 FX spends within 60 days; AED 200 total for non-Prime members)
- Up to 6% back on Amazon.ae spend for Prime members (up to 3% non-Prime), unlimited
- Up to 2.50% back on international spend (up to 1% non-Prime)
- Up to 2% back on domestic off-Amazon spend (up to 1% non-Prime)
- Up to 4 complimentary Dragonpass lounge visits per year via Mastercard Travel Pass app (guests USD 32 per visit)
- Up to 2 Buy-1-Get-1 Reel Cinemas movie tickets per month with AED 3,000 minimum monthly retail spend
- 20% off 1 talabat food/grocery order per month (promo code MASTERCARD)
- 0% Easy Payment Plan on Amazon purchases: 3 and 6 months with no processing fee (AED 50 fee for 9 and 12 months)
- Up to 20% off Avis car rentals and 25% off MakeMyTrip flight/hotel bookings (Mastercard offers)
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.