SHARE Visa Infinite Card
IslamicNo salary transfer needed
From 2nd year, annual fee reversed upon non-AED spends of AED 30,000 or total spend of AED 75,000 in the previous year
Applying happens on the bank's site. Himma may earn a commission at no cost to you.
What it costs.
- Annual fee
- AED 1,048.95
- Fee note
- From 2nd year, annual fee reversed upon non-AED spends of AED 30,000 or total spend of AED 75,000 in the previous year
- Monthly rate
- 3.75%
- Effective APRiThe real annual cost when monthly interest compounds: (1 + monthly rate)¹² − 1. It is always higher than monthly rate × 12.
- 55.5%
- Minimum salary
- AED 20,000
- Salary transfer
- Not required
Bank-level rates and FX markups from official schedules of charges live in the UAE credit card rates tool; always confirm current terms in the bank's Key Fact Statement before applying.
What you get.
- Welcome bonus of 10,000 SHARE Points (worth AED 1,000) on sign-up, credited within 60 days of payment of the first-year annual fee
- Limited time offer 15 May - 31 December 2026: 12% back in SHARE Points (instead of 6%) at Carrefour and all Majid Al Futtaim destinations for first 3 months
- 6% back in SHARE Points at Carrefour in-store and online and across Mall of the Emirates, City Centre malls, Ski Dubai, Magic Planet and all MAF brands
- 2% back in SHARE Points on local spends
- 2% back in SHARE Points (0.5% in EEA region) on international spends
- 0.5% in SHARE Points on Specific Merchants spends (supermarkets, government, utilities, education, petrol, transport, Salik, charities)
- 1 SHARE Point = AED 0.10, redeemable instantly at any MAF merchant with no minimum spend
- Free unlimited airport lounge access for cardholder + 1 guest (1,000+ lounges via Visa Airport Companion)
- Valet parking at select UAE locations 4 times a month (Valtrans)
- Roadside assistance inside the UAE 3 times per year
- 24-hour Visa concierge; travel inconvenience cover (baggage loss up to USD 3,000, trip curtailment up to USD 7,500) and travel medical cover
- Optional Covered Card Takaful protection
Educational tool only: not financial advice and not a recommendation of any card. Figures reflect Himma's card catalogue as of July 2026. Banks reprice frequently and individual offers vary by credit profile. Always verify current terms in the bank's Key Fact Statement and schedule of charges, and consult the Central Bank of the UAE's consumer-protection resources before borrowing.