One free calculator for all three UAE end-of-service systems: mainland gratuity, DIFC DEWS and ADGM, on one chart.
Mainland: 21 days of basic pay per year for years 1–5, then 30 days, all calculated on your latest basic salary and capped at two years’ pay.
Service runs from 0 to 11 years; the vertical marker is your own service length.
Basic salary, not total salary. Every regime here pays on your basic wage only; allowances are excluded by law. Check yours with our UAE payslip decoder →
Educational tool only, not financial, legal or tax advice. Figures reflect the rules as of July 2026: Federal Decree-Law No. 33 of 2021 and its executive regulations (mainland), DIFC Employment Law No. 2 of 2019 as amended and the DEWS plan (DIFC), and the ADGM Employment Regulations 2024. DEWS projections are illustrations at an assumed constant return; actual investment returns vary and may be negative. Individual contracts, collective schemes and future amendments can change your entitlement. Verify with MOHRE, the DIFC, ADGM, your employer or a licensed adviser before acting.
Basic vs allowances, WPS lines and deductions. Understand exactly what your gratuity accrues on.
Gratuity alone won't fund retirement. See the gap between your end-of-service pot and what you'll actually need.
Work backwards from rent, schooling and lifestyle to the package (and the basic salary) you should negotiate.